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IRA to Roth Conversion Calculator
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This calculator that will give you an idea of the consequences of converting a Traditional IRA to a Roth IRA.
Assumptions: Federal Adjusted Gross Income (AGI) before IRA conversion is assumed to be $100,000 or less, if married it assumed you are filing jointly, and contributions that have been made to any Traditional IRA were fully deductible.
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Current taxable amount in Traditional IRA ($):
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Number of years till you retire (#):
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Expected annual rate of return on investments before retirement (%):
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Your Federal tax rate (%):
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Number of years of anticipated retirement (#):
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Expected annual rate of return on investments after retirement (%):
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Your anticipated Federal tax rate during retirement (#):
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Results
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Traditional IRA
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Roth IRA
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Estimated account value at retirement:
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Annual distribution:
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Total value of distributions:
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Taxes due at conversion:
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N/A
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Lost investment opportunity:
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N/A
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Post retirement tax:
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N/A
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Total tax due:
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Net after-tax value of account:
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Greatest Net Value:
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